Phony caller looking to make a “loanâ€X… “Up to $145,000 with rates starting at a 4.9% your personal credit score is not a factor this preapproval is based on your business industry and cash flow however it is that I speak with you as soon as possible before the preapproval expires you can reach me directly at 888-232-7028 again my number is 888-232-7028 I look forward to speaking with you and I hope you have a blessed day…â€