“Hi, this is Andy calling from Smart loans. My number is 844-671-7740. I hope I can make your new year even better with some good news. We have a prequalified for up to a $45,000 loan was very affordable monthly payments of less than 455 a month. Cover Cover is only available for preferred clients and is non-transferable so please call me back at 844-671-7740. I hope you have a blessed…”