So they call from random numbers saying their NDLS and told me I had to call another number to discuss a complaint issued against me -__- SCAM. Called OTF group (I'm sure they'll be changing their name and number soon with the right amount of complaints they view on here lol) JUUUUST wait for it. So they randomly have all of your info once you call in (using a skip trace system TLO Transunion) to use wack **s illegal scare tactics to try and get you to pay off bad debt. They're not even accredited by the BBB. Their billing is made up through a free template probably and I've never even heard of them or received anything from them by mail, which legally you're supposed to receive prior to them contacting you! Best advice next time you get one of these scam calls... TELL THEM TO CEASE AND DESIST ALL FURTHER COMMUNICATION TO YOU AND ANYONE **sOCIATED WITH YOU. Have them provide you their address and over night a letter to their dumb **ses to cease and desist if they're feelings are hurt because you've officially beat them at their pathetic fake commission dirty money making game. Maybe attach a smiley face on it too!!! lol I hate SCAMMERS