Presented themselves as a loan company, emailed a proposed loan document showing amount borrowing, financed for 48 months and proposed monthly payment. And during this time, he would say, check your email and when you open document call me back, stuff like that. Then when I told him I was interested in accepting his proposed loan, he came back and gave me some excuse saying because my credit score fluctuated up & down over the past 6 months, that the lender needed this loan insured. He said that he would deposit the funds for this insurance and that I needed to go to Walmart, to the money center and have this bar code scanned and that once it was scanned the insurance money he deposited in my account would automatically be deducted and sent to this insurance company. Course all the RED Flags were going off like crazy in my mind already. Needless to say, he made it apparent that this was a scam, so I called my bank, put a freeze on that account. I still have his funds in my account. Not sure how long it will take my bank to investigate. They probably won’t get far with investigating this. Will be interesting to see what happens to the money he deposited in my account. Praying I get to keep it, enjoy it and hopefully this will be KARMA to his for trying to scam people. It’s $500+ that he’s probably going to loose!
