This personal, claiming to be “Kevin Miller†called me offering me a 36 month loan (to pay a monthly rate of $156) and apparently required a $100 iTunes gift card to initiate the process. He claimed to be unable to transfer the loan to my checking account due to some credit complicating, so he promised to mail me a cash card with the loan amount on it ($5000) within 48 hours. He took a lot of my personal information (including my address and checking and routing numbers)!and now I’m am just as worried about not getting my money back as I am about iden**ty theft.