Rude pushy, non negotiable to any care of your needs. This is a bottom dweller cash thief. Pay attention you do not owe any thing that this corporation claims. You have no contract with them what they are claiming previously owed to the original debtor is satisfied. This bottom dwelling scum bag is trying to force you into a contract with them, don't do it!!! Pay in beans if you feel some obligation, then do some research about what debt is what cash is what people are and corporations just to scratch the surface. Wake up America!