I received the following voice message: I have never had any outstanding bill. My credit score= 843 “Hi this is Michelle I'm calling from FDR services regarding your account that's been placed in collection I'm required to notify you that I'm a debt collector and any relational team will be used for the purpose of collecting the debt to view your account details please simply visit paymybalance.com and we may view your account details and make your payment online if you do happen to have any further questions regarding your account that's been placed in collections please contact me at 800-979-8917 and again our website to view your account details is pay my balance.com and you can make your payment online thank you very much and I hope you have a great day bye-bye…â€