Call time: 7:24 am. Name: Unknown Why to these damn telemarketers call so early. Senior Benefits. They will not answer any questions about what Senior Benefits does. They say it is final expense insurance. But I think this is scam targeting seniors. I have had asked them if they have heard of pre paying for your final expense before it is needed. I have the habit of getting verbal when they continue with their program script than I hang up. If they call me early when I am not fully awake they are asking for it.