“Yes this is Sarah Taylor and I'm calling in reference to your federal student loans um I need to discuss your repayment options with severe _â _â _â _â _â _â _â _â _â _â _â _â _â _ taking affect recently so if you could please be sure to give me a call back my number is 866-263-6116 and um I'm gonna give you a reference number if you would _â _â _â _â _â _â _â _â _â _â _â _â _â _ Sandy when you a call back it'll just make things a lot easier your reference number is 044099 thank you…â€