The number in the caller ID was 781-298-0769
“Hey this is Ruby I was giving you a quick call because I a.m. reviewing your student loan profile and it looks like there has been some pretty big changes to your federal student loans recently I'm seeing here that you do qualify for the new loan forgiveness programs when you have a moment give me a call back I would like to discuss your options with you all the programs are still available you can reach me at 201-468-8576 and please have your reference number ready your reference number is 4046 I look forward to hearing from you and I hope you have a good day…â€